Earnin is not responsible for any third-party fees or costs that you may incur based on the timing of authorization revocation. Activehours may modify this Terms of Service from time to time. Your access and use of the Sites or Services may be interrupted from time to time for any of several reasons, including the malfunction of equipment, periodic updating, maintenance or repair of the Service, or other actions that Activehours, in its sole discretion, may elect to take. by requesting a Cash Out prior to when that income is deposited into your Bank Account, by requesting a Cash Out. These third-party service providers are contractually obligated to secure and refrain from disclosing any Personally Identifiable Information which we disclose or otherwise entrust to them. You can update your Profile information by clicking on the settings link after you login. If you participate in Earnins advocacy and engagement efforts, Earnin will share your information with One Click Politics, FiscalNote and/or other similar platforms (collectively the Advocacy Program). The CCPA provides the right to request that we disclose the specific pieces of information we have collected about you, which Earnin will do after we receive and validate your request. GENERAL INFORMATION Once you upload a medical bill, Activehours will first determine if the bill is eligible for the Medical Bill Review Service, and then if Activehours determines your bill is eligible for the service, Activehours will send you an update within 48 business hours with either a final report of any available options to lower your medical bill payments that it was able to learn, or requesting further action from you in order to learn what options are available. Personally Identifiable Information does not include information that has been aggregated, de-identified, or anonymized so it does not identify you. Make sure everyone feels safe. If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. Alternatively, you can send an email that includes your contact information tosupport@earnin.comto request any corrections to your personal information. First Name and Last Initial of the Community Members asking for and granting a Max Boost. . SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. You may only Cash Out earned wages paid to you by your employer. Activehours reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Sites or Services with or without notice, including Pay Outs, Balance Shield, Medical Bill Review and Earnin Cash Back Rewards. Click PLACE NOW to place immediately, or put the device in the QUICK BAR to place later. Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. Shine the Light If you're a Firefox devotee, don't worry. California Consumer Privacy Act Although we reserve the right to provide Communications in paper format at any time, you agree that we are under no obligation to do so. Unless otherwise required by applicable law, Earnin is under no obligation to store such Personally Identifiable Information indefinitely and disclaims any liability arising out of, or related to, the destruction of such Personally Identifiable Information. By using the Earnin Express Service, you authorize Earnin and Evolve Bank & Trust to access and transmit your personal and financial information from your Evolve Bank & Trust account to Earnin in accordance with Evolve Bank & Trusts Privacy Policy. We use third party information to supplement the information we collect about you through the Services in order to enhance our ability to serve you, to tailor our features to you, and/or to offer you opportunities to use new Services or features that we believe may be of interest to you. By continuing to use our Services after any changes to the Policies become effective, you agree to abide and be bound by those changes. We will not place funds with more than one Insured Depository Institution. Without limiting the foregoing, no Content on the Sites may be copied, reproduced, duplicated, published, or distributed in any form or by any means whatsoever without the express prior written permission of Activehours or the appropriate licensor or supplier. For Tip Yourself (Tip Yourself Service, we may use the Personal Information Earnin collects for additional purposes such as: Evolve Bank & Trust. If you have created an Earnin account, you can enroll your debit or credit card in Cash Back Rewards and you will receive cash back in the form of credit to that same card within 10 days of making a Qualified Purchase at participating merchants. When you provide your Bank Account login credentials to our third party vendors, you authorize Earnin to use the information they provide to enhance your use of Earnins Services. Some of the Services offered by Earnin may be provided by third-party service providers. The specified period of time to report and deliver funds to a state varies by state, but usually ranges between two and five years. You understand that, in return for agreement to this provision, Activehours is able to offer the Service at the terms designated, and that your assent to this provision is an indispensable consideration to these Terms of Service. By submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to us through the Earnin Services, you are licensing that content to us solely for the purpose of providing such Services. This authorization will remain in effect until you update this information in the App. Bank may, in its sole discretion, refuse to accept funds for deposit to your Sub-Deposit Account for any reason. link/ZPxZyNSp3mb. The deposit account is provided by Evolve Bank & Trust and is subject to a deposit agreement between you. Reddit and its partners use cookies and similar technologies to provide you with a better experience. You may review updates to our Terms of Service and Privacy Policy at any time via links on www.earnin.com. You agree that if Earnin does not exercise or enforce any legal right or remedy which is contained in these Terms of Service (or which we have the benefit of under any applicable law), this will not be taken to be a formal waiver of our rights and that those rights or remedies will still be available to Earnin. Create an account to follow your favorite communities and start taking part in conversations. Please note that we use Empyr, Inc. as our service provider to help us operate our program. The Terms of Service will always indicate the date it was last revised. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. At ActiveHours, Inc. d/b/a Earnin (Earnin), we are building a financial system that works for people and is based on our goal to be fair and transparent. Can someone B4B with me https://earnin.app.link/ fCHS6mh9mtb. You agree to provide accurate profile information, including, as applicable, your name, physical address, email address and Account Information (Profile Information). By participating in Cash Back Rewards you: authorize the sharing, exchange and use of transaction data described above and herein by and among Earnin and Earnins third party service provider, applicable Payment Card Networks and applicable merchants. Activehours, the applicable card network, and your issuer have no responsibility or liability for the failure of a statement credit to be posted, or for any finance or other charge, or impact on any rewards, feature, or term of your account resulting from the statement credit. We will initiate debits to your Bank Account or debit card as permitted by applicable laws and NACHA rules. Introduction D. information collected when you use specific Earnin services. As a granter, you'll have one Boost. You can opt out from future notifications by clicking on the unsubscribe link in emails from FiscalNote or in emails from Earnin, and/or via opt out language from any texts received. Boost for Boost. Earnin uses the information we collect to help us verify your identity, set up your account, and provide you with customer service. In lieu of charging interest and other fees, the app works on a voluntary tip system. Pay It Forward Earnin will send you an annual reminder that Balance Shield is turned on. Activehours offers various tools and functions through the Sites (the "Services"), that can enable you to assess the value of your accrued pay and to access such earned wages prior to payday by obtaining a payout from Activehours (each, a Pay Out). If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. 200 Portage Ave Boost for Boost. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITES OR SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF. When you register for Tip Yourself and from time to time thereafter, we may require you to provide and/or confirm the information and documentation that will allow us to identify you, including Required Identifying Information. By requesting a Pay Out or turning on Balance Shield, you authorize us to initiate debit and credit entries to your bank account, or if you link a debit card to your account, you authorize us to charge your debit card, for all payments due to us. Activehours uses Plaid Technologies, Inc. (Plaid) to gather End Users data from financial institutions. You irrevocably transfer and assign to Earnin any and all rights that you may have to any interest that may accrue on funds held in your Tip Yourself Account. We receive information in a few different ways: A. information you provide; If your payout under Balance Shield is less than $100, your voluntary additional payment amount will be prorated based on the amount of money that Balance Shield cashes out. If you register a debit card, your transaction must be processed as a credit (i.e., signature) transaction to make sure the transaction can be monitored. To ensure that the Earnin Site and Services work, we may need to share your Personally Identifiable Information with third parties and service providers, as well as other users. Lightning Speed. You agree to promptly alert us whenever you stop using a telephone number. It may be possible to disable some cookies through your device or browser setting. Sharing Between Earnin Community Members and Referrals to New Community Members. Activehours offers Earnin Cash Back Rewards to allow you to receive cashback in the form of statement credits issued to you through your debit card or bank account within 10 days of when you make a Qualified Purchase at participating merchants. Earnin will share information with law enforcement, government officials, or other third parties if Earnin is compelled to do so by subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of Personaly Identifiable Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Terms of Service or as otherwise required by law. Information We Collect Automatically ; Share the max code at the lower middle portion of the following screen with another community member ("granter"). and Evolve Bank & Trust, an Arkansas-chartered depository institution. The revised version will be effective at the time we post it, unless otherwise noted. Tip Yourself By submitting documents, including documents containing medical and insurance information, for Medical Bill Review, you agree that you are disclosing the documents to Activehours and expressly authorize Activehours to review the contents of each document. There are no fees or costs associated with Cash Out or Max Boost. The Sub-Deposit Account will be established at an Insured Depository Institution that has entered into agreements with Bank or the Banks Trust Department or Federal Reserve Bank. app.link/duqAHxi95ob. (i) your name, voice, picture, portrait and likeness ( Name and/or Likeness) as such Name and/or Likeness appears in or in connection with the Content and. Do we retain your data for as long as we need it unless you request deletion? Notwithstanding the above, the Licensed Parties will have no obligation to make any use of any of the rights granted by you. The existence of the Sub-Deposit Account and any other account maintained by us pursuant to these Account Terms is for internal purposes and will not change the manner in which you use, obtain information about or earn interest (if any) on your Account. Your right to access and use the Sites and use the Services is personal to you and is not transferable by you to any other person or entity, and you may only access and use the Sites and Services for lawful purposes. Required Identifying Information depending on the Service, we may require certain information to validate who you are, including but not limited to: SPECIFIC RIGHTS Collection of Personally Identifiable Information The policy may be updated from time to time at our discretion. We may also send an email to you at the email address you have provided to us. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Can anyone in the Earnin Community help me boost my Max? Telephone: (888) 510-1119 To the extent you use a Service for banking or other financial services, the Service is intended only to assist you in your financial organization and decision-making and is broad in scope. Device ID: When you use the mobile versions of our Site, we may collect the unique device identifier assigned to that device by phone makers, carriers, or makers of the operating system (the "Device ID"). https://earnin.app.link/oMDqo1kDAwb #earnin #boost #boost4boost. Earnin will send you an annual reminder that Balance Shield is turned on. Cash Out. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Community members may start between a $50 to $250 Pay Period Max. When you use Health Aid, we ask that you provide us with: When you use Max Boost Feature, either as a Requestor or Grantor, Earnin will share some of the following Personal Information with the other Community Member: Earnin will also allow the Requestor and Requestee to like or interact with the request notification by using an emoji. All Communications in either electronic or paper format will be considered to be "in writing." We do not share your Personal Identifying Information with third parties for the third parties own and independent direct marketing purposes unless we receive your permission. We may also allow users to subscribe to Messages and from time to time may transmit Messages promoting Earnin and advocacy efforts with third parties or third-party goods or services. To the extent that any so-called "moral rights," "neighboring rights," or similar or analogous rights apply to any User-Generated Content and are not exclusively owned by Earnin, you agree not to enforce or assign, or permit any third party to enforce or assign, any such rights. You will also be asked to verify your email address. i got you, here is mine: https: //earnin. Any past, present, or future claim, dispute, or controversy involving you (or persons claiming through or connected with you), on the one hand, and us on the other hand, relating to or arising out of this Agreement, any marketing that led to consummation of this Agreement, and/or the activities or relationships that involve, lead to, or result from this Agreement, regardless of whether they arise from contract; tort (intentional or otherwise); consumer protection laws; a constitution, statute, common law, or principles of equity; or otherwise will be governed by the laws of the State of California without regard to its conflict or choice of laws provisions. This temporary Max Boost will expire at the end of the pay period. Can anyone in the Earnin Community help me boost my Max? A Qualified Purchase is a purchase from a participating merchant using your debit or card in accordance with the terms of the Offer and these Terms of Service. Only funds from your Bank Account may be transferred to your Tip Yourself Account. YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY; and Earnin Cash Back Rewards statement credits will not appear or be reflected on your transaction receipt from the Merchant at the time of purchase, and will instead be reflected as part of the aggregate amount received from Earnin. Earnin does not deny Services, provide different quality of Services, offer its products at a different price, limit your eligibility for products, or otherwise discriminate against you because you exercise any rights conferred by the CCPA. To opt out of our program and unlink your cards, you must follow the steps below: You agree and understand that you are responsible for maintaining the confidentiality of the combination of your Login ID and password, which together allow you to access the Services, and access Earnin Cash Back Rewards . 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